949-998-4589

Your Next Home Loan, Made Easy!

Why Choose Us?

Welcome, We're Here to Help

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Who We Are

What We Do Different

Big financial decisions can feel overwhelming. Our team helps simplify the process with clear guidance, helpful communication, and support built around your goals.

Find the Right Mortgage Option for You!

Choosing the right mortgage can feel overwhelming. We simplify the process by clearly explaining your options and helping you choose a loan that fits your goals.

Conventional Loans

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans

The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in most counties, as determined by the Federal Housing Finance Agency (FHFA).

Our Reviews

What our customers say

We worked with Jacob and oh my god he did everything he can to help us. He was very patient and answered every single question we had. He also very quick in responding any texts or calls very very satisfied with him.

Monica Flores

Local Guide

Jacob from secured lending was very patient and kind since we started searching for better rates back in June. He followed up and kept me informed throughout the rather lengthy process without being a nuisance. I feel he truly had our best interest at heart.

Mark Laudenslayer

Local Guide

I would highly recommend Jacob Garza with Secured American Lending. Jacob is very professional, and greatly helped us navigate the loan process. Thank you Jacob.

Paul Turner

Local Guide

Jacob was fantastic! This was an easy and stressless event. I couldn't be happier. Jacob answered my many questions with courtesy and professionalism. He got us great rates on our refi and it was all done in a very timely manor. I highly recommend Secured American, and ask for Jacob Garza! Thank you Jacob! Joanne Zinn

Joanne Zinn

Local Guide

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Secured American Lending, LLC a full-service mortgage brokerage specializing in residential real estate financing solutions. We provide access to a wide range of mortgage programs, helping homebuyers and homeowners secure financing tailored to their unique financial goals. Through an extensive network of lending partners, we offer competitive loan options across conventional, FHA, VA, Jumbo, Non-QM, and other specialty financing programs.

Company NMLS: 2189631